How to Choose - Fixed or variable?

14-Jun-2018 08:00:00 Share this:

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate?

 

Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Blog, property focus, Newsletter, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate


To downsize or not to downsize?

13-Jun-2018 10:21:40 Share this:

Whether you are retiring, looking to free up some capital, or simply wanting to de-clutter, downsizing can offer some real advantages – but it also comes with some downsides. We weigh up the pros and cons of making this lifestyle change.

 


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Topics: Newsletters, property focus, Australia Real Estate


Property investors take note: here's why you need a tax depreciation schedule

12-Jun-2018 16:58:27 Share this:

Claiming depreciation on an investment property can make a significant difference to a property investor’s cash flow.


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Topics: Property Management, Property Management Focus, Australia Property, BMT Tax Depreciation


How to add value in the laundry

08-May-2018 16:48:52 Share this:

The laundry often isn’t somewhere we spend much time on when it comes to renovations or updates, but it is a room where many of us spend a lot of time each day. The importance of the laundry in daily living means it could be a deal-maker for potential buyers, so consider these tips to help you ‘clean up’ at sale time.


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Topics: Newsletters, property focus, home improvements, Selling, Advice, Winter, property focus


Buying and selling with bridging finance

08-May-2018 16:09:45 Share this:

Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.


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Topics: Newsletters, Mortgage Broker, Bridging Finance, property focus, Australia Property, mortgage rates, Mortgage Debt


A handy checklist for last-minute open homes

19-Apr-2018 11:57:32 Share this:

We all know the importance of first impressions, so how your home looks, feels and even smells is crucial when it comes to open homes. Here are some simple and quick tasks you can do around the house before potential buyers arrive that can help your home shine.

 


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Topics: Open Homes, Open For Inspections, Open House


Meth screening rental properties: a best-practice approach

17-Apr-2018 12:02:00 Share this:

Meth use is increasing at an alarming rate in Australia and is putting both people and properties at serious risk.

In the rental market, landlords are at risk of having their investments devalued or deemed uninhabitable due to meth contamination. Fixing this can be both costly and time consuming, leaving property owners severely out of pocket and with an unoccupied property on their hands. The only way to ensure a rental property is meth free is with regular screenings, particularly in between tenancies.

 



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Topics: Rental Property, Investment Property, Landlords, meth testing


Simple renovations for renters

12-Apr-2018 09:20:00 Share this:

It can be hard to update the interior of your home if your landlord doesn’t approve of permanent changes to their property. Whatever change you’re looking for, you might be surprised by what you can do without creating any havoc with your landlord.


Here are some simple tips to change up the look of the property you’re renting.

 



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Topics: Interior design, rent a property


Simple Renovations for Renters

03-Apr-2018 18:19:00 Share this:

It can be hard to update the interior of your home if your landlord doesn’t approve of permanent changes to their property. Whatever change you’re looking for, you might be surprised by what you can do without creating any havoc with your landlord.


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Topics: Landlords, Tenants, Property Management Focus, Australia Property, Home Renovations


Getting Started in Property Investment

21-Feb-2018 14:43:33 Share this:

When it comes to building a retirement nest egg for the future, property is still viewed as one of the safest long-term investments.


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Topics: Property Management, Buying, Australia, Property Investment, Investment Property