How to Choose - Fixed or variable?

14-Jun-2018 08:00:00 Share this:

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate?

 

Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Blog, property focus, Newsletter, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate


Property investors take note: here's why you need a tax depreciation schedule

12-Jun-2018 16:58:27 Share this:

Claiming depreciation on an investment property can make a significant difference to a property investor’s cash flow.


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Topics: Property Management, Property Management Focus, Australia Property, BMT Tax Depreciation


Buying and selling with bridging finance

08-May-2018 16:09:45 Share this:

Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.


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Topics: Newsletters, Mortgage Broker, Bridging Finance, property focus, Australia Property, mortgage rates, Mortgage Debt


Simple Renovations for Renters

03-Apr-2018 18:19:00 Share this:

It can be hard to update the interior of your home if your landlord doesn’t approve of permanent changes to their property. Whatever change you’re looking for, you might be surprised by what you can do without creating any havoc with your landlord.


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Topics: Landlords, Tenants, Property Management Focus, Australia Property, Home Renovations


Invest Smarter with a BMT Tax Depreciation Schedule

21-Feb-2018 10:32:25 Share this:

Every investment property should have a tax depreciation schedule completed for it. By unlocking the cash flow potential in an investment property, owners can save thousands of dollars every year in their tax return.


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Topics: tax depreciation, Summer, tips, Australia Property, Investing in Property


Managing that Christmas Debt Hangover

21-Feb-2018 09:57:46 Share this:

Throughout December 2017, as a nation we spent an accumulative estimated $30 billion dollar on credit cards. While many of us don’t want to be a statistic, the fact is that nearly half of us won’t be able to reply our Christmas spending within the interest free period (55 days).

 


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Topics: property focus, Newsletter, Household Debt, Mortgage Express, Australia Property, saving tips


Get the Best Exchange Rate When Buying or Selling

15-Dec-2017 08:00:00 Share this:

There’s a lot to consider when planning the purchase or sale of a property, particularly if you’re bringing funds into Australia or moving funds out.


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Topics: Property Tips, Foreign Investment, Blog, Australia Property, Buying selling real estate


Insurance Worth the Cost

11-Dec-2017 08:15:47 Share this:

A home represents year of work to build up precious possessions and investment in the future. It makes sense to take some precautions in the event of losing such valuable assets. Home and contents insurance can buy peace of mind.


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Topics: Insurance, Blog, Summer, property focus, Australia Property


Tips for Winter Indoors and Out

25-Aug-2017 15:03:27 Share this:
Now is the time to ensure your property is prepared for colder weather – especially if you’re considering putting your property on the market during the upcoming months. Spring will be here before you know it. 

  


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Topics: Selling, Advice, Blog, Winter, Australia Property, Lifestyle and Rural Property Focus