How to Choose - Fixed or variable?

14-Jun-2018 08:00:00 Share this:

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate?

 

Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Blog, property focus, Newsletter, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate


To downsize or not to downsize?

13-Jun-2018 10:21:40 Share this:

Whether you are retiring, looking to free up some capital, or simply wanting to de-clutter, downsizing can offer some real advantages – but it also comes with some downsides. We weigh up the pros and cons of making this lifestyle change.

 


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Topics: Newsletters, property focus, Australia Real Estate


How to add value in the laundry

08-May-2018 16:48:52 Share this:

The laundry often isn’t somewhere we spend much time on when it comes to renovations or updates, but it is a room where many of us spend a lot of time each day. The importance of the laundry in daily living means it could be a deal-maker for potential buyers, so consider these tips to help you ‘clean up’ at sale time.


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Topics: Newsletters, property focus, home improvements, Selling, Advice, Winter, property focus


Buying and selling with bridging finance

08-May-2018 16:09:45 Share this:

Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.


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Topics: Newsletters, Mortgage Broker, Bridging Finance, property focus, Australia Property, mortgage rates, Mortgage Debt


Managing that Christmas Debt Hangover

21-Feb-2018 09:57:46 Share this:

Throughout December 2017, as a nation we spent an accumulative estimated $30 billion dollar on credit cards. While many of us don’t want to be a statistic, the fact is that nearly half of us won’t be able to reply our Christmas spending within the interest free period (55 days).

 


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Topics: property focus, Newsletter, Household Debt, Mortgage Express, Australia Property, saving tips


Insurance Worth the Cost

11-Dec-2017 08:15:47 Share this:

A home represents year of work to build up precious possessions and investment in the future. It makes sense to take some precautions in the event of losing such valuable assets. Home and contents insurance can buy peace of mind.


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Topics: Insurance, Blog, Summer, property focus, Australia Property


The Four Colours Your Home Needs for Instant Cosiness this Winter

03-Aug-2017 07:13:00 Share this:

Winter is one of those times of year where we all gravitate to the comfiest spots in our homes. Snuggling up with woolly throws on the couch, boiling the kettle for pots of tea or coffee, and curling up next to a heater or fireplace.


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Topics: Australia, DIY, Decoration, Advice, Winter, property focus, home improvements


The July edition of Property Focus is here!

28-Jul-2017 16:49:16 Share this:

In the July edition of this monthly newsletter for home owners as well as buyers and seller, we focus on

  • How to add value to your kitchen
  • Save on winter warming costs

Download a copy here

 


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Topics: Newsletters, property focus, Selling, Advice, Winter, property focus